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Best Homeowners Insurance Companies in Detail

Amica Homeowners Insurance Review

Amica has an overall score of 4.9 out of 5 in our rating of the best home insurance companies, based on its coverage options, average cost, customer satisfaction and more. It received above-average scores in our consumer survey, with especially favorable feedback on its customer service.

Our cost study found that Amica’s average annual premium is $117 per month, though data was not available for all states. If you opt for a dividend policy rather than a traditional policy, you may have to pay a higher premium up front but could potentially get back up to 20% of your annual rate through dividend payments.

Amica customers can also choose between the Essential, Advantage and Signature plans. The highest-level Signature policy includes deluxe protections like water backup and utility line coverage, as well as extra perks like a deductible waiver and claim forgiveness in certain situations.

Because Amica does not sell its insurance through independent insurance agents, you can talk to an Amica representative directly about the best option for you and get a quote. The company has a mobile app and local offices in many states.

USAA Homeowners Insurance Review

USAA has an overall score of 4.7 out of 5 in our evaluation of the best homeowners insurance companies. Its standard home insurance policies are more comprehensive than most, as they include coverage for identity theft, personal property replacement cost and military gear. Even with such robust coverage, USAA offers competitive rates: It is one of the cheapest home insurers in our study with a premium of $1,761 per year.

USAA also performs well in our subratings of the best home insurance for military and veterans and the best home and auto insurance bundles. In our consumer survey, USAA scores above average for claims handling, customer loyalty and value, though it falls below average for customer service.

In the National Association of Insurance Commissioners’ consumer complaint index, USAA consistently receives fewer consumer complaints for home insurance than expected in the industry. The NAIC is an organization of state insurance regulators that provides data, tools and education to support uniform standards and protect consumers.

USAA insurance is available exclusively to its members. Membership is free, but you must meet the insurer’s eligibility requirements. Once you become a member, you can take advantage of USAA’s various online functions through the website or app: applying for a quote, purchasing a policy, filing and tracking claims, and more... Read more

Farmers Home Insurance Review

Farmers Insurance scores 4.2 out of 5 overall in our rating of the 10 best home insurance companies. Though it rates below average in our customer survey, particularly for value and customer loyalty, Farmers doesn’t receive as many complaints as expected for its size, according to the National Association of Insurance Commissioners, known as the NAIC.

Farmers’ average premium for homeowners insurance is $2,323 per year. This home insurance provider offers a variety of discounts, including for homeowners who bundle policies, switch from renters to home insurance, have specific home features, have an eligible profession or military affiliation, and more.

Farmers’ Smart Plan Home insurance has multiple package options with varying levels of coverage; your agent can help you determine what is available in your area and which one suits your needs best.

Through Farmers’ website or app, you can get a quote, pay your bill, file or track claims, and more. Note that online quotes may not be available in some states.

Best 0% APR Financing Car Deals in September 2026

Pay no interest with these top-rated cars offering 0% APR financing

When you're buying a car, it's easy to overlook all of the different things you have to pay for over the life of the vehicle. There's gas, insurance, maintenance — and then there's the interest you pay on your car loan. That last one can run into the thousands and thousands of dollars, but you don't always have to pay it. When you take advantage of an automaker's special 0% financing offer, you avoid paying interest on every one of your car payments.

Given that the average 60-month car loan interest rate from a bank or a credit union is 6.94% this month, the savings you keep in your wallet can be massive.

There are 0% financing deals spanning the new car marketplace this month, and we've put together a list of the best of them. A few even offer bonus cash to reduce the price of your new car, in addition to the interest-free loan.

It is important to note that the best deals are typically only available to customers with great credit scores, and automakers may limit them to some regions. Be sure to check with your local dealer to make sure you qualify and that the deal applies to the specific vehicle you're considering.

2026 Nissan Frontier

Purchase Deal: 0% financing for 60 months The 2026 Nissan Frontier is a midsize pickup that offers a wider range of configurations than many rivals. While its top trims aren't as fancy as some competitors, the no-frills Frontier can be one of the best values in the marketplace. With five years of no-interest financing, it can be more affordable to buy, as well. The Frontier comes standard with a 310-horsepower V6, giving it an advantage over its four-cylinder rivals.

Reviewer Perry Stern notes that for a very traditional truck, the Frontier is "surprisingly comfortable as a daily driver with a solid ride and good handling."

The Frontier is available with multiple cab and bed lengths, and there are work trucks and off-road models too, even if there’s nothing as radical as the Ford Ranger Raptor or Toyota Tacoma Trailhunter or any hybrid option. It’s just a good old-fashioned truck. The back seat is small in the crew cab, and there aren’t as many amenities as in some other trucks, but it’s a good value and was a finalist for our Best Midsize Pickup Truck for the Money award this year.

2026 Kia EV9

Purchase Deal: 0% financing for 60 months plus $5,000 bonus cash Whether you're looking for a roomy three-row crossover for carpool duty or an EV with good enough range for weekend road trips, the 2026 Kia EV9 has you covered. It's available with a spectacular deal this September. Not only do you get 60 months of no-interest financing, but Kia will also knock $5,000 off the price. If you don't need the financing deal, you can opt instead for $10,000 cash back.

The EV9 seats six or seven, depending on the model you choose, and can go between an EPA-estimated 230 and 305 miles on a charge. While the base model's performance is tepid at only 215 horsepower, higher trims provide a healthy 379 horsepower, which is more than ample to get the EV9 going with gusto. All models are equipped with dual 12.3-inch screens, with one a digital instrument cluster and the other a touch-screen infotainment display.

The Korean automaker is also offering 0% deals on the all-electric Kia EV6 and Kia Niro EV.

2026 Hyundai Ioniq 9

Purchase Deal: 0% financing for 72 months plus $3,000 bonus cash This month's 0% financing deal on the Ioniq 9 is one of the most generous offers you'll currently find on any vehicle. In addition to 72 months with no interest, the deal also includes $3,000 cash back. Given the Ioniq 9's price, you will save thousands in interest over the life of your loan. If you prefer to pay cash, or have a high-value trade, though, you might want to consider another of the Ioniq 9's fabulous deals: $10,000 cash back.

The Hyundai Ioniq 9 is brand-new for 2026, and it wasted no time in establishing itself as one of the best electric SUVs on the market, even winning our 2026 Best Midsize Electric SUV for Families and our Best Electric SUV for Road Trips awards. It's a bit pricey at the top end of the trim ladder, but you can argue that it's still worth the money, and certainly far roomier and plusher than Tesla's new Model Y L.

Built in Savannah, Georgia, I've said in my reviews that the Ioniq 9 is sort of like an electric version of the outstanding Palisade, but it "has a higher-tech appearance, with a sleek, tapered body. It’s roomy, airy, comfortable, and with the right powertrain, pretty quick. Every powertrain option is capable of going more than an EPA-estimated 300 miles on a charge."

2026 Mazda CX-70 PHEV

Purchase Deal: 0% financing for 72 months If you're not quite ready to plunge into the world of electric vehicles, but you want some of the benefits of an EV with a gasoline engine to back it up, a plug-in hybrid electric vehicle (PHEV) might be your solution. The Mazda CX-70 PHEV can run on electricity alone, then switch to traditional hybrid operation without you having to lift a finger.

This month, Mazda is offering 0% financing for 72 months on the two-row CX-70 PHEV and the three-row 2026 Mazda CX-90 PHEV. The financing deal includes a first payment deferral, so you don't have to make a monthly payment for 90 days.

This version of the CX-70 is one of the newer models in the company's lineup, but this plug-in hybrid SUV fits right in with its brethren because it has a swanky interior and is more fun to drive than most of its competitors. It has the same kind of lively powertrain and refined, confident handling that Mazdas are known for, and because it's a plug-in hybrid, it can go up to 32 miles solely on electric power.

Climb inside, and you'll find a level of interior quality that rivals that of some luxury SUVs. Both rows of seats provide plenty of head- and legroom, and cargo capacity tops out around 75 cubic feet. Plenty of features come standard, but not everybody likes Mazda's rotary-dial infotainment setup. You get used to it over time, but it isn't the most intuitive design... Read more